Christians Against Poverty is a national debt counselling charity working through a network of centres based in local churches. CAP offers hope and a solution to anyone in debt through its unique, in-depth service.

CAP aims to show God's love in action by providing sustainable poverty relief through debt counselling, advice and practical help. The charity's unique, "hands on" approach empowers people to help themselves out of poverty and be released from the fear, oppression and worry generated by overwhelming debts. CAP provides sustainable poverty relief as their service teaches clients vital budgeting skills that will last a lifetime.

John and Lizzie Kirkby (CAP UK)

The charity operates through a growing network of UK debt counseling centres, all opened in partnership with a local church. CAP began in 1996 when John Kirkby, armed with a £10 donation, started to help people in his local community who were trapped in debt.

The charity is now a fast-paced, growing organisation whose vision is to answer the national problem of debt in the UK by having at least one CAP Debt Centre operating in every major town and city by the year 2015.

All CAP Debt Centres are opened in partnership with a local church so that people are able to experience and respond to the love of Jesus.

The second partnership option available to churches is the CAP Money Course. This three-session budgeting course will enable people to get to grips with their finances before they fall into debt.

A partnership with CAP provides the professional tools to reach your community. In turn, your church provides those who are interested with the welcome and support needed to learn more about the God who loves them.

Visit www.capuk.org/churchpartnership to find out more about the two church partnership options.

For more information about CAP, order a copy of John Kirkby's book, "Nevertheless", from www.capuk.org/nevertheless.

At the end of 2010, according to their website, there were seven CAP Debt Centres in Wales:

• Caernarfon - run in partnership with Caernarfon Pentecostal Church.
• Cardiff - run in partnership with Albany Road Baptist Church.
• Llanelli - run in partnership with Myrtle House Elim Pentecostal Church.
• Merthyr Tydfil - run in partnership with Hope Christian Centre.
• Rhondda - run in partnership with ACTS Community Church.
• Towyn - run in partnership with North Coast Church.
• Wrexham - run in partnership with Wrexham Community Church.

In addition, there were centres close to Wales at:

• Hereford - run in partnership with Challenge Community Church, and
• Ross-on-Wye - run in partnership with Ross-on-Wye Baptist Church.